The U.S.
inflation rate was over 8% in 2022, and though it has fallen since then, people are still worried about their budgets.
“Yet they spend like they’re in a prosperous economy, buying superfluous stuff instead of necessities.
The suggestion to “just stop buying anything you don’t need” doesn’t help anyone make meaningful changes to their finances.
Once you hit that limit, you stop buying items in that category until the next month.
More From GOBankingRatesThis article originally appeared on GOBankingRates.com: Dave Ramsey: ‘It’s Shocking’ How Much People Overspend — 5 Ways To Stop Spending on Nonessentials..
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