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But finance gurus at Money Saving Expert (MSE) - the website founded by Martin Lewis - have revealed that one bank is offering a free £200 for switching before Christmas.
This will get you the free £200 cash as well as a reward of your choice.
“As well as the upfront switch cash, with Club Lloyds you can choose one of the rewards above each year.
You also can’t get the deal if you’ve already had switch cash from Lloyds, Bank of Scotland or Halifax since April 2020...
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